Ms. Neema Lucy John
Ms. Neema Lucy John is an Assistant Lecturer at Moshi Co-operative University, KICoB. She holds a Master of Arts in Co-operative and Community Development, a Bachelor of Arts in Microfinance and Enterprise Development, and diplomas in Finance and Banking as well as Business Management. Her experience includes academic roles and work as a Loan Officer at WAZALENDO SACCOS. Fluent in Kiswahili and English, Neema is passionate about education, community development, and cooperative financial services.
