Kizumbi Institute of Co‑operative and Business Education (KICoB), part of Moshi Co‑operative University, offers full-time Certificate Programmes designed to equip learners with practical and foundational skills in key areas of cooperation, enterprise, microfinance, HR, and accounting. These one-year (2-semester) courses are set at UQF/NTA Level 6 and are tailored for both school leavers and in-service professionals.
List of Programmes
- Certificate in Human Resource Management (CHRM)
- Certificate in Enterprise Development (CED)
- Certificate in Microfinance Management (CMF)
- Certificate in Co-operative Management and Accounting (CMA)

Certificate in Human Resource Management (CHRM)
An entry-level programme focused on core human resource practices including employee recruitment, performance management, and HR policy implementation. It prepares graduates to support basic HR functions and contribute to organizational productivity.
- Duration: 1 Year (2 Semesters)
- Level: UQF/NTA Level 6
Certificate in Enterprise Development (CED)
A practical course for aspiring entrepreneurs, CED delivers skills in business planning, management, and innovation. Graduates are equipped to launch and manage sustainable enterprises that drive economic and social change.
- Duration: 1 Year (2 Semesters)
- Level: UQF/NTA Level 6
Certificate in Microfinance Management (CMF)
This programme builds foundational competence in microfinance operations including credit, savings, customer service, and financial products. CMF builds capacity for roles in NGOs, SACCOS, and microfinance institutions.
- Duration: 1 Year (2 Semesters)
- Level: UQF/NTA Level 6
Certificate in Co-operative Management and Accounting (CMA)
Focused on principles of cooperation, bookkeeping, and basic accounting, this course prepares learners to support financial record‑keeping and management within cooperative societies and SACCOs.
- Duration: 1 Year (2 Semesters)
- Level: UQF/NTA Level 6
Who Should Apply?
These programmes are ideal for:
- Secondary school graduates (Form IV) seeking skills in business, HR, microfinance, or cooperative sectors
- Professionals and community workers wishing to upgrade qualifications or enter new career paths
- Aspiring entrepreneurs aiming to develop small enterprises with sound business planning skills
Apply Now and Build Your Future in Finance and Cooperative Leadership!
Take the first step toward becoming a leader in Tanzania’s growing financial and cooperative sectors. Enroll at KICoB today!